[lstrickland164]

Hi everyone, Good morning all,

I'm looking for some recommendations from people who regularly run Google Ads campaigns.

For the past few months, I've been using a Brazilian service that generates virtual cards. The good thing is that they don't charge me anything to create the cards, which has been really helpful. The downside is that they only allow around 20–30 new cards per week, and that's becoming a limitation because I often need fresh cards on a daily basis for different campaigns.

I've also experimented with a few Brazilian banking options such as Wise, Nubank, and some other local providers. While they work in some situations, I've noticed that the results seem to depend heavily on the card's BIN. In many cases, the card isn't accepted unless there's an initial payment or verification charge of around $15, which makes the process more expensive and less predictable.

I'm curious to know what other advertisers are using these days. Are there any virtual card providers or banking services that have been working consistently for Google Ads? I'm looking for something reliable, easy to manage, and ideally capable of generating cards more frequently without running into weekly limits.

I understand that Google's policies are constantly changing, so I'm mainly interested in hearing about legitimate services and real experiences rather than temporary workarounds. If you've found a provider that's been stable over the long term, I'd really appreciate it if you could share your experience.

Thanks in advance for any suggestions or advice. Looking forward to hearing what has been working for everyone.

 

[tle782]

I've had similar issues. The weekly card limit becomes a bottleneck if you're managing multiple campaigns. I'm also interested in seeing what providers others recommend.

 

[JessicaWatts]

From my experience, the BIN makes a much bigger difference than the bank itself. Some cards are accepted instantly, while others trigger additional verification.

 

[blambert]

Wise has been inconsistent for me lately. It worked well at first, but newer cards haven't been as reliable with Google Ads.

 

[Elizabeth Lawrence]

If you're running legitimate campaigns, I'd focus on using cards issued in the same country as your billing profile. That has reduced payment issues for me.

 

[AnthonyJackson]

I've tested several virtual card providers over the last year. None have been perfect, but some fintech companies perform much better than traditional banks.

 

[wfarrell150]

The £15 equivalent verification charge you're mentioning usually depends on the issuing bank rather than Google itself. I've seen similar behaviour with a few providers.

 

[LatoyaAlexander74]

Nubank used to work quite well for me, but acceptance rates seem to have changed over time. Google is definitely stricter than it used to be.

 

[kmaddox460]

You might want to check whether your account setup is contributing to the issue. Sometimes it's not the card at all but the billing profile or account history.

 

[CatherineNorris]

I've been searching for a provider without weekly limits too. It's surprisingly difficult to find one that's both affordable and reliable.

 

[bstevenson]

My advice is to avoid switching cards too frequently unless you really have to. Stable payment methods have generally given me fewer problems.

 

[DianaHorton]

I noticed that cards from the same provider can behave differently depending on when they were issued. It's quite unpredictable these days.

 

[epalmer602]

If anyone here has found a provider that consistently works across multiple Google Ads accounts, I'd love to hear about it as well. Good topic.

 

[BryanHuffman89]

I've tried a mix of physical and virtual cards, and honestly, physical cards have given me fewer payment failures overall.

 

[plynn]

Google seems to analyse much more than just the card number now. Billing consistency and account trust appear to play a big role.

 

[dvasquez]

I had success using a local business bank account instead of virtual cards. It wasn't as convenient, but payments became much more stable.

 

[Wandacervantes]

The card generation limit would be frustrating if you're managing campaigns every day. Hopefully someone here knows a better solution.

 

[ShannonBennett5]

I've learned not to rely on a single provider anymore. Having a couple of backup payment methods has saved me several times.

 

[phernandez]

In my case, the biggest issue wasn't the BIN but prepaid cards. Credit and debit cards from recognised banks were accepted more consistently.

 

[JessicaJackson45]

Thanks for bringing this up. Payment methods are something many advertisers struggle with, and reliable information is surprisingly hard to find.